Why should you protect your dream Bike?

Bike forms an integral part of people’s life in India. Since the day you take your first ride with your parents till the date your child takes his or her first ride it always holds a special place in your hearts and minds. Whether you want to beat the traffic or impress a girl, reach office on time or don’t miss your favourite movie show it’s your bike which you can trust upon the most as it will never let you down. But what if you let her down one day and she get’s seriously damaged to the extent of not recovering ever? Certainly, you’ll be sad and will regret ever for the losses done.

Therefore, the best way to protect you and your two wheeler against uncertainties of life such as unexpected accidents, natural calamities, riots, third party losses, damages to you or third party health or any other form of damages is to buy a suitable two wheeler insurance plan. Besides, Indian law has also made it mandatory to get insurance for your scooter or bike.

According to Indian Traffic Law having suitable two wheeler insurance is a must because it covers you, your vehicles and also third party as per the traffic norms of India.

The article guides you on how two wheeler insurance covers you, some beneficial elements and claim procedures.

 When you happen to damage the vehicle while driving, else get injured it will be the policy that will come to rescue you and clear off all the expenses arising from such incidents. If you get hurt or something more serious happens such as permanent disability or loss of life, the policy will pay a lump sum amount for survival.

In case, you decide to sell your bike or scooter, existing policy can be transferred to the new owner. Keeping in mind the huge growth opportunities and high FDI flow the government has focused on boosting the two wheeler insurance segment. Recently, India’s first three year comprehensive cover for scooters and motorcycles was launched by government. The comprehensive cover is 30 percent cheaper than buying annual policies and comes with lucrative offers for the buyers. This new scheme will surely help in tackling the problem of uninsured two wheelers plying on Indian roads.

If the policy is renewed before the expiry date, there will be no vehicle inspection. For safe driving which means no claim you can also avail the No Claim Bonus which is a discount on the premium. Just incase you’re not satisfied with your current insurance provider and wish to change from one insurance company to another your existing no claim bonus can also be transferred to the new policy.

A two wheeler insurance claim process is quite simple. At the time of claim you just have to fill the claim form and submit along with supporting documents. The insurance company will review the documents and compensate accordingly. If you have opted for cashless cover, you can get your bike or scooter serviced in any garage that comes under the insurer's network.

The premium cost for basic two wheeler coverage is very nominal against the damages cost due to serious accidents or mishaps and you can easily afford it. Today, online sites are great place to start as they help you easily compare the cost of two wheeler insurance and also provide you variety of options to choose as per your requirements. If you can’t afford to devote your valuable time on research then you can entrust the job to a well known insurance agents. It is one of the reliable ways to ensure that you get best insurance quotes in less time without having to go through the hassle and tedious task calculations. Good agents not only help you choose the most profitable policy but also assist in filing the claim and getting reimbursement in case of any trouble. Online two wheeler insurance facility has simplified the process of getting coverage at the time and place of your convenience.