Everything About Medical Travel Insurance
Travelling has always a pleasure. However, with the current global pandemic situation, one must be extremely cautious. Looking at the gravity of the situation and to contain the spread of the novel coronavirus, international flights have been limited and only those who have a valid reason will be allowed to fly. Domestic airlines had come to a grinding halt and only recently, domestic flights have resumed. The number of flights is far lesser than earlier and everyone traveling will have to mandatorily wear masks and gloves. Along with that, they will undergo medical screening.
The importance of travel insurance has increased since the global outbreak. If you are traveling, whether domestic or international, you must have valid medical travel insurance. Some countries have made quarantine mandatory so before you travel or buy travel insurance, make sure to account for the quarantine period.
If you are new to travel insurance, then here’s all you need to know:
Emergency hospitalization: Let’s say you are traveling to an international destination and just as you reach the destination, you fall sick. You don’t want to take chances and therefore, you decide to head to the hospital. If you dint know this already, then you should know that international hospitals are way more expensive than Indian private hospitals. One of the reasons is the weak INR currency rate. So, if you had to pay for hospitalization expenses from your pocket, it might or might not fit your budget. And some hospitals across the world do not take patients that don’t have a valid medical travel insurance policy.
Flight cancellations: We are living in extremely uncertain times where flights can be canceled due to several reasons. For example, all international and domestic flights in India were canceled from 21st march onwards and all those who booked non-refundable flight tickets were left with several questions. In such a case, travel insurance comes to your rescue. Travel insurance usually covers flight cancelation, flight delay, and other flight-related expenses.
Type of travel insurance: There are usually two types of travel insurance policies – single trip travel insurance and multi-trip travel insurance. If you are a frequent traveler, then you should opt for multi-trip travel insurance. If it’s a small single trip, then you could choose single trip travel insurance.
24/7 assistance: Visiting a new country is exciting but challenging, at the same time. That’s why, you need 24/7 assistance which you get with your travel insurance. Can’t find your way from the airport or stuck somewhere, you can call the travel insurance helpline number and they will try and help you out. This comes handy for those who don’t know the local language and are first-time visitors.
These were some things you must know about travel insurance. If you need more information on travel insurance, then speak to the travel insurance expert – Bharti AXA. They have a variety of travel insurance policies to suit all your requirements. Visit the Bharti AXA website now and get the best travel insurance for your next trip. Lastly, travel only when you have a valid reason, and don’t forget the masks and gloves.
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