Benefits Of SBI Pulse Credit Card

SBI Cards offer a quite wide range of credit cards to its customers. One of the recent credit cards that is launched by SBI is the SBI Pulse credit card. It is specifically tailored to meet the shopping needs of the customers at large. You can vouch for this credit card at Rs. 1,499 plus applicable taxes. If you are wondering whether you should go for this credit card or not, then you need not worry we have listed down some of the key highlights of this credit card that you must know. We hope that after going through this article you will be able to make an informed decision. Keep reading to kick start your research.

1. Welcome Benefits: With the SBI Pulse card the credit cardholder gets a Noise ColorFit Pulse Smart Watch worth Rs. 5,000, a complimentary Fitpass Pro membership, and a complimentary Netmeds first membership on the successful realization of a joining fee of Rs. 1,499.
2. Rewards: This card lets you earn 10 reward points on every Rs. 100 spent on Pharmacy, chemist, movie & dining, whereas in other categories you earn 2 reward points on every Rs. 100 spent.
3. Travel Benefits: The benefits do not end here the credit cardholders also get to enjoy 2 complimentary domestic lounge access every quarter with this credit card. Getting travel benefits in this price range is quite fascinating.
4. Spend Based waiver: You can avoid paying the credit card renewal fees which take away some burden off your shoulder. On spending Rs. 2 lakhs or more in the previous year gets your renewal fee waived off.
5. Insurance Benefits: You do not get insurance benefits on most of the credit cards in this price range. With the SBI Pulse credit card, the credit cardholder gets an air accident cover worth Rs. 50 lakhs, zero liability cover worth Rs. 1 lakh, and other travel insurance covers such as lost baggage, loss of travel documents, etc.
6. Fuel Surcharge: With the rise in fuel prices it can get very difficult to cut down costs. But with the SBI Pulse credit card, you can save on your fuel transactions. You get a 1% fuel surcharge waiver on all fuel transactions between Rs. 500 - Rs. 4,000.

 

Bottom Line:

To conclude, being a standard credit card SBI Pulse credit card offers quite a handful of benefits and features without any doubt. You can vouch for this credit card without any second thoughts and enjoy all these above-listed benefits. However, you can only make the most of this credit card when you know how to use it. There are two most important things that you need to keep in mind while using a credit card, first, you need to keep the dues clear on time and secondly, you need to maintain a low credit utilization ratio. Using a credit card wisely is the only way toward building a good standing account,

Do share your experience with the SBI Pulse credit card in the comment section and how you managed to make the most out of it.

Additional Reading - What Is The General Eligibility For A Credit Card?