American Express Platinum vs Gold credit card

American Express is a globally renowned Credit card network as well as a credit card issuer. AmEx offers two charge cards namely the American Express Platinum card and American Express Gold Card. A charge card means that you do not get a pre-defined credit limit on your credit card, it keeps changing according to your purchasing habits. There is a great difference between the membership fees of these two credit cards. Despite being affordable, the American Express Card still offers quite rewarding benefits to the credit cardholder. Hereunder are the differences between these two credit cards. Keep reading to know more about them. 

American Express Platinum Card

The is one of the super-premium credit cards offered by the American Express. The AmEx Platinum Card is best suited for travel and shopping categories. Hereunder are the key highlights of this credit card. 

Joining Fee: Rs. 60,000 plus applicable taxes

Renewal Fee: Rs. 60,000 plus applicable taxes

Spend-Based Waiver: N/A

Features and Benefits:

• On joining the card membership, the credit card holder gets a 1,00,,000 bonus Membership Reward Point or vouchers worth Rs. 45,000 from Taj, SeleQtions, and Vivanta Hotels. 

• Earn 1 Membership Rewards Point on every Rs. 40 spent using this credit card.

• Earn 3x Membership Rewards Point on all international transactions. 

• Earn 5x Membership Rewards Points on every spending done through Rewards Multiplier Portal.

• Enjoy unlimited complimentary domestic lounge access every year and access to over 1,200 plus international airport lounge access. 

• Enjoy up to 25% off in orders from The Oberoi, The Leela, and many other partner restaurants. Also on selected restaurants, you can save up to 20% on dining bills.

• Enjoy complimentary access to domestic and international golf courses. 

• On purchasing fuel at HPCL petrol pumps there is no fuel surcharge on transactions up to Rs. 5,000 thereafter 1% surcharge is applicable.

• With this card, you get 2 complimentary add-on cards.

American Express Gold Card

This one is pretty affordable credit card offered by AmEx. You get to enjoy shopping and travel benefits with the AmEx Gold Card as well. Here are the key features and benefits of this credit card. 

Joining Fee: Rs. 1,000 plus applicable taxes

Renewal Fee: Rs. 4,500 annually or Rs. 375 per month (plus applicable taxes)

Spend-Based Waiver: N/A

Features and Benefits:

• On joining the card membership, the credit card holder gets 4,000 bonus Membership Reward Points.

• Earn 1 Membership Rewards Point on every Rs. 50 spent using this credit card.

• Earn 5x Membership Rewards Points on every spending done through Rewards Multiplier Portal.

• Enjoy up to 25% off in orders from The Oberoi, The Leela, and many other partner restaurants. Also on selected restaurants, you can save up to 20% on dining bills.

• Get a 10% discount on Air Vistara tickets, 

• On purchasing fuel at HPCL petrol pumps there is no fuel surcharge on transactions up to Rs. 5,000 thereafter 1% surcharge is applicable.

• With this card, you get 1 complimentary add-on card, thereafter Rs. 1,000 per card will be applicable.