Understanding Facts and Details of Workers Compensation
It is actually the duty of every employer to purchase workers compensation policies to provide adequate safety and security to the employees in case of workplace accidents and injuries. The details related to these policies and this kind of compensation is really huge and therefore, we have come up with the details here in this article.
Basically, mostly employers offer four different kinds of compensation to their employees and depending upon the injury type and its severity, the benefits can be availed. In some cases, where there are differences in the opinion and things get really bad, in those situations, the services offered by compensation lawyers could be availed.
Four Main Categories of Workers’ Compensation Benefits
Medical Benefits for Your Treatment
In case of accident at the worksite or project site, the role of the employer would be to deliver medical related compensation. This compensation would cover expenses of –
• Doctor Visits
• Hospital Stays
• Medical Tests
• Prescription Medications
• Medical Equipment, Such As Wheelchairs Or Crutches
• Physical Therapy
• Mileage Reimbursement For Travel To And From Doctor Appointments
Apart from those mentioned here, all other small and big, minor and major expenses involved in the process would get covered under workers compensation.
However, there are some stipulations involved in the same that the injured employee will have to fulfil like getting the treatment only from the authorised medical centre and so on, once this stipulation is cleared, all the expenses related to injury would be fulfilled until the worker is 100 percent fit to return back on the job.
Disability Benefits Through Workers’ Compensation
These benefits come in handy when the accident at the worksite affects your ability to work or your ability to live a normal life. In such cases, the durability related benefits are awarded in the form of workers compensation and this would cover –
Temporary Total Disability
This is offered for a certain period of time until the employee is 100 percent fit to return to the job and live a life of a normal human being.
Temporary Partial Disability
This would come into effect when post-injury, you are capable of working, but with a slightly less capacity like taking more time to complete the task or taking lesser burden in terms of your job. If this happens with you, you are legally responsible to avail this kind of compensation related benefit.
Permanent Total Disability
According to solicitors Blacktown, you have this right to avail medical treatment until you are totally fit to go back on your job. In terms of permanent total disability, a medical professional would assess your situation and ability to work or live a normal life and based on the result, you can avail these benefits regarding workers compensation.
Permanent Partial Disability
This is almost similar type of compensation paid, as we read above, but things are a bit different here according to solicitors Blacktown. According to them, the time for which you will get this compensation depends upon certain factors such as –
• The body part that is disabled
• The percentage of disability for that body part
• The maximum number of weeks the state allows benefits for that body part
Comments