How Do I Choose The Method of Credit Card Bill Payment?

The credit card payment method is one of the most useful financial tools in today’s world. There are a wide variety of credit cards to suit our needs, they also offer different modes of credit card bill payments so that the customer finds it easy to pay his or her credit card bills. With the rise of online and digital banking, there are several ways you can make online credit card payments. For people who are not yet used to online banking, banks also offer offline methods to pay credit card bills. With this, there are many mobile Apps available to transfer money from credit cards to any bank accounts and so on. Here some of the credit card bill payment methods are explained,

 

1. Cash Payments

 

It is the simplest way to make a credit card payment is by cash over the counter. The money transferred within the same business day to your credit card. One of the best option to use if you need to make a payment which is to be credited on the same day.

 

2. Cheque Payments

 

When compared with cash payment, it is one of the easiest ways to make your credit card payments simple. All you need to do is to put in your card number in the payee name and enter the other details such as date, the amount before signing it. It is recommended to check the cheque account payee before you put it in the drop box. Paying credit card bills by cheque usually takes 2-5 business days to be processed and if you are using a third party drop box vendor to drop your cheque, it makes sense to put it in at least 3-6 days before the due date so you do not miss any online card payments.

 

3. Bank Accounts

 

This method is one of the most convenient ways to pay off your credit card bills. All you need to do is log in to your account, enter the card details such as issuing bank name, IFSC code, etc. and make the payment. Once this is done, you can transfer money to the card using a bank account.

 

4. Visa or MasterCard Money Transfer Send

 

In this method, Visa and MasterCard offer payment options on their sites to pay their respective brands of cards. All you need to do is enter your card details, put in the money you have to pay, and enter your bank account details to make the online payment. If you need to check bank branch codes, you can simply call up the customer care service of your card issuing bank. Card payments made through Visa or MasterCard are usually processed within two days.

 

5. Mobile App Payments

 

Banks and credit card companies have come up with apps that allow you to transfer money from your credit card to any bank accounts. All you need to do is to enter the bank account details and the mobile app will transfer the money. To transfer an unlimited amount from your credit card to bank account just try the Snapay - credit card payment mobile App which is used to transfer money with limited charges. To know the charge details, visit https://snapay.in/charges 

 

Snapay, a complete credit card payment solution, giving you the power to pay in just One Click. With Snapay, you can transfer money from credit card to any bank accounts, you can request money to your friends, and also make an online secure payment. You can also send unlimited money to any Bank Account using Snapay App/website and enjoy the most convenient and secure way of payment.