HSBC Credit card : 

Every time you shop, you think that if some more money would be there, you would have bought some more things that you want to. And with a sad mood you walk away from the store. But, here’s a good news! Now, you need not to walk away from the stores or malls just like that, as hsbc credit card will make you shop anywhere, even if you do not have cash. There will be a good grace period and a credit period, after which you have to pay back the amount that you have spent. With such a delight of shopping, you can enjoy a thrill of flying, travelling and lots more with your HSBC Credit card. Now, stop worrying of the money, because your plastic money is just a few steps away. In this article, we’ll let you know that how to apply for HSBC Credit card. But, before that let’s discuss some of its salient features which will take you to the world of delightful shopping with lots of add on features.

HSBC Credit card Features:

• You are entitled to credit free period of up to 52 days. This means that you’ll need to pay back the money after 52 days.

• You are entitled to the facility of Cash on EMI. This means that even if you need a hard cash, you can get it even with a facility of paying it on EMI’s.

• You can transfer your balance amount to pay in easy EMI’s when you feel that you are short of funds to pay back the whole amount.

• You can take a loan on your credit card anytime without visiting the branch i.e. through just a phone call.

• You are entitled to attractive rewards on every penny you spend through your credit card. These rewards can be easily converted into special gifts.

• If you are paying for fuel through your credit card, then you’ll get 100% waiver on surcharge that is levied there upon.

• You are entitled to cash back offers that would be running at that period of time.

• You can convert your reward points on air miles and can get attractive discounts on flight bookings.

Therefore these are the HSBC credit card features which are enough to motivate you to get this venture.

HSBC Credit card Minimum Eligibility:

• HSBC Credit card minimum eligibility is that you should be above the age of 21 years, earning minimum Rs 5, 00,000 as your annual income.

How to Apply for HSBC Bank credit card:

There are several ways to apply for an HSBC credit card online. Take a look below:

Through Written Application online:

• Go to HSBC Bank website and click on credit cards.

• Then click on “Apply now”.

• You just need to download the application form, fill it up, take out the print and sign on the required places.

• After filling the form completely, click on link for getting a call from the representative.

• HSBC credit card representative will call you and fix up the appointment with you with reference to the date and time to collect the filled form and KYC Documents from you.

• At the set date and time, representative will reach you and collect the documents.

• After that your application will be processed and you’ll get your credit card at the earliest.

Through filling details online:

• Go to HSBC Bank website and click on credit cards.

• Then click on “Apply now”.

• Fill in the required details as asked like your name, contact no., residential address, Annual household income and click on ‘Submit’.

• HSBC credit card representative will call and fix in the appointment to collect the documents.

• After collecting the required documents, you application will be processed and you’ll get your credit card at the earliest.

Through SMS:

• From your phone, SMS ‘NEWCARD’ to 575750.

• HSBC credit card representative will call and fix in the appointment to collect the documents.

• After collecting the required documents, you application will be processed and you’ll get your credit card at the earliest.

Therefore, these are the guidelines to apply for HSBC credit card online. Once you get your credit card, you will be no longer in a queue of just wandering “if I would have more money, I could buy…….”. So, stop being in queue and get your card right away.

You can also compare the interest rates and other features along with your EMI calculation through www.bankbazaar.com – a one stop solution for all your financial needs.