Can Driving Record Affect An Injury Claim?

A person’s driving record is vital to discern the cost of auto insurance.

Their driving history, including accidents and traffic citations, plays an integral role in devaluing or denying claims for car crashes by another driver’s insurance company. 

Any Californian involved in a car crash someone else caused and liability insurance requests driving record copies should consult with a car accident lawyer in Orange County.

This article explains how insurers often try to take advantage of an injury victim’s driving history to devalue or deny claims.

When should a driver disclose their driving record?

They should disclose their driving history to their lawyer ASAP. 

It is relevant information the lawyer may require to prepare themselves for situations where the liable insurance company looks for ways to deny claims.

Since the lawyer is legally bound by the attorney-client privilege to keep the victim’s communications confidential, disclosing the driving history is not risky. 

It instead enables them to understand the claim better and acquire all the facts to create a strong case.

Is a driver legally obligated to disclose their information?

The legal obligation to disclose driving records depends on the claim’s current stage. 

For instance, a victim trying to negotiate a settlement with the insurance company may not require disclosing information irrelevant to the accident and injuries.

But seeking advice from a car accident lawyer in Orange County is essential to understand your obligations. If a victim files a lawsuit for the damage, they should disclose their driving record and other information.

 

How does a driving record affect the claim?

Most people driving for years are likely to have been involved in an accident or received a ticket. 

A liable insurance company may argue that the current injuries of the victim are a result of an accident that happened before. Many people find it hard to prove a case with an old injury.

However, a victim can acquire full compensation if their injuries are worsened by a new accident.

Insurers often use driving history to claim that a driver got traffic tickets or caused accidents before, proving they are negligent drivers. Driving records contains many elements that can affect a claim. 

Driving with a suspended license or DUI arrest can make it difficult to argue against. But a victim owns the right to seek compensation for a car crash someone else’s negligence caused.

Discuss accidents with A1 Accident Lawyer and receive professional help from an experienced car accident lawyer in Orange County. 

Expert advice and expertise in handling personal injury cases allow deriving the deserved compensation for a victim.

Useful Related Article: Can Accident Victims Use Personal Injury Lawyers When The Police Fails To Help?