Benefits of Axis Bank Personal Loans

Axis Bank is the third biggest bank of the country with a complete spectrum of banking products and services to offer to its consumers, such as loans, cards, investments, forex, insurance and other banking services. With over 2402 branches across the country and 12500+ ATMs, Axis Bank has its wings spread over seven international offices as well.

After starting its operations in the year 1994, in almost a decade, Axis Bank has risen to a whopping balance sheet size of INR 3, 83,245 crores as of March 31^st which is no mean feat. Recording a net profit of 28%, Axis Bank has proved that with exquisite product and service offering, there’s no stopping for this state-of-the-art bank.

Why Axis Bank Personal loans

Axis bank personal loan  offers an opportunity to take care of the expenses in a way to fulfil your desires in the easiest and hassle-free manner. Whether it is the celebration of a marriage union or a dream vacation, or simply a sudden need of cash, Axis bank brings to you an easy-to-avail personal loan at attractive interest rates to suffice for all your cash needs.

·         Perfect for salaried individuals

This biggest issue faced by salaried individuals is the fact that they have a monthly income. Unlike the business class, there is no continuous flow of income, but a fixed one; it becomes difficult at times to fulfil their sudden expenses. Axis bank offers personal loans to salaried individuals and helps them meet their expenses easily. Axis bank offers a helping hand to even help you make your investment with personal loans and pay the loan amount in fixed and low EMIs.

·         Customized loan amount

Axis bank understands that dreams and needs do not come with a fixed amount and hence assures a huge range of loan amount ranging from Rs1 lac up till a whopping Rs 15 Lac. This wide range helps you take the exact amount needed to fulfil the need without any hassles.

·         Flexible repayment tenure

Axis bank offers flexible repayment tenure for personal loans taken by customers ranging from just 12 months up till 60 months. The facility to repay the entire amount is also available after a period of 6 months of regular repayment. This helps the customer finalize the repayment tenure that is easy for him and does not add a burden on his head.

·         Attractive Rate of Interest

The rate of interest for Axis bank personal loans range starting from as low as 15.50%, up till 24%, depending on the specific conditions and loan amount. Offering personal cash loans at such attractive interest rates has made it a preferred bank of the customers across the country.

·         Simplified Documentation

A convenient and hassle-free documentation is what a customer needs while opting for a personal loan. Axis bank understands this and ensures simplified procedure for loans with minimal documentation and extremely quick approvals for customer’s benefit.

 

       Axis Bank has further simplified the application for  loan procedure by enabling the form download for personal loan application directly from the site. With Axis bank personal loans, not only are you able to fulfil your expenses but also earn Edge loyalty points as a customer that further benefits you incredibly.