Add-On Covers to Buy under Family Car Insurance

Because we're talking about family car insurance, adding a little more coverage might be really useful. Your entire family will use your family car. You may be well-versed in dealing with little issues that your car may present, but you cannot expect the same from everyone in your family.

You might know how to change a flat tire in your car, for example. If your son drives the family car, he may not know how to repair a flat tire and become stranded in the middle of the road.

Furthermore, an accident involving your family car may result in harm to passengers as well as the driver. However, basic family car insurance coverage only covers the owner-driver of the vehicle in the event of a personal accident.

Therefore, you should get add-on coverage for your family as well as your car as part of your family car insurance policy. For the unversed, add-on covers are additional coverage that you may get for an additional premium amount under your car insurance policy.

Take a look at some of the optional coverages you should consider purchasing as part of your family car insurance policy:

• Passenger Cover - Personal accident coverage is provided for passengers seated in the insured family car at the time of the accident with this add-on policy.
• Roadside Assistance Cover - If your family car breaks down in the middle of the road, this add-on cover will offer roadside assistance. Flat tire changing, on-site minor repairs, car towing, fuel assistance, battery jumpstart, and more services are available.
• No Claim Bonus Protection - Even if you file a car insurance claim, this add-on cover keeps your no-claim bonus from reverting to zero.