This Debt Relief Lawyer Helps Albany, OR Residents Get A Fresh Financial Start
Is bankruptcy the end of the road for you financially? Far from it, but if you want a fresh financial start, you need to have the best legal counsel on your side to guide you through an unfamiliar path.
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Everyone deserves a second chance, and the Law Office of Kim Covington is here to help you get back on track with compassionate bankruptcy advice.
Why Declare Bankruptcy
Whether you're overwhelmed by debt stemming from medical bills, job loss, divorce, or other financial difficulties, filing for bankruptcy can provide much-needed relief.
But deciding whether to file for Chapter 7 or 13 bankruptcy can be confusing.
Attorney Kim Covington of the Law Office of Covington understands the nuances of bankruptcy law and has been helping individuals and families throughout Oregon for over 22 years navigate the process. She will help you understand your options and how to avoid potential outcomes like foreclosure or repossession.
Your Bankruptcy Options Explained
Attorney Covington explains that Chapter 7 bankruptcy, often called liquidation, is ideal for eliminating unsecured debts like credit cards and personal loans. This can give you a clean financial slate to move forward with peace of mind.
On the other hand, Chapter 13 is designed for individuals who want to protect essential assets like their home or car. This type of bankruptcy reorganizes your debt into manageable monthly payments over 36 to 60 months, allowing you to keep what’s most important while still addressing your financial obligations.
An Empathetic Approach
Kim Covington takes an empathetic approach to handling bankruptcy cases. She knows that dealing with debt can be emotionally draining – that's why she creates a judgment-free environment where clients can openly discuss their financial struggles. From preparing and filing essential paperwork to representing you in court, she’s there to handle the legal complexities so you can focus on moving forward.
“As an attorney, I know how to help clients leverage the protections offered by the federal bankruptcy code. But more importantly, I understand the emotional and practical challenges many individuals and families face,” says Covington. “If you choose me as your lawyer, you’ll receive personal attention and straightforward, practical advice about your financial situation.”
Accessible Legal Expertise
Kim Covington’s law office offers a free, one-hour consultation so you can explore your options without any initial commitment. The firm’s services are designed to be accessible, with flexible payment plans and affordable fee structures tailored to fit your unique situation.
Whether you need help filing for Chapter 7 or Chapter 13, you can trust that your case will be handled with care and professionalism.
What Past Clients Are Saying
“Kim always returned calls and answered questions in a very timely manner. Very professional. She explained any questions we asked so that we could understand the effects of each option that was available.”
“Kim’s organization and step-by-step directions helped our case go smoothly. She always sends out reminders and information so we will know what to expect. I highly recommend her services.”
Get In Touch Today!
If you’re ready to take the first step toward financial freedom, reach out for a consultation today. Visit https://www.kimcovington-bankruptcylawyer.com to get started.
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