Top 5 Best Health Insurance Plans 2024 with low premium.

In today’s world the family and individual person buy the insurance for future secure to their family planning and the secure their family future to purchase the Insurance from market. The Health Insurance can safe their family from the unaccepted conditions as like Accident situation, War, Flood, Drought, etc. We spend the money to purchase the Heath Insurance from the different - different company are as follows:

1. TATA AIG Health Insurance Plans

This policy comes under the TATA AIG group that protects you against the financial implications of a wide variety of health-related expenses well as unaccepted diseases like COVID 19, etc.

 

Benefits of Tata AIG Health Insurance

 

AYUSH cover- Here is the one of the most top benefits of TATA AIG health insurance plans. It is not only covered the modern plans, it also covered the Ayurveda, Yoga and Naturopathy, Unani, Sidha, or Homeopathy (AYUSH).

 

Maternity Cover- In this plan, the mother and the father of new born baby can take from the organization. Here is the condition for the plans is child should be baby girl then your expenses of maternity to the Rs. 50000 to the Rs. 60000.

 

2.     Care Medical Insurance by family Insurance

A care medical insurance by family insurance plans is a most useful plan for the user and their family. It is a shield of protection to the family at the time of injuries or any big accidents. It comes with several benefits such as paying your medical bills including pre and post-hospitalization expenses, protect your savings and get tax benefits.

Understand Coverage Offered Family Health Insurance Policies

Hospitalization (Including COVID-19)- We cover all your hospitalization expenses arising from illnesses and injuries seamlessly. Most importantly, the Optima Secure plan includes treatment costs for Covid-19 as well.

Pre And Post Hospitalization- Instead of 30&90 days availed normally, get 60 & 180 days pre and post hospitalization medical expenses covered.

 

3. Policy bazar Health Insurance

Health Insurance plans have enhanced offerings to cover a wide spectrum of requirements. Medical inflation is on the rise making treatments expensive. If you get hospitalized for a critical illness or lifestyle disease, you may end up losing all your savings

Medical Bills: It can cover your medical bills, against medicinal expenses incurred, including pre and post hospitalization

Pre-existing Diseases: Coverage for any pre-existing disease is provided to you after a certain waiting period.

 

4. Cashless Health Insurance in Bajaj Finance

It is a type of insurance where you can avail cost of expense of medical treatment without having to pay the hospital or medical facility directly. It means to help the cost of treatment expense incurred during hospitalization.

Room rent and boarding expense cover: It saves our the medical treatment or room rent in hospital that can be a good to us.

Best Health Insurance plans 2024

1. Health Insurance by HDFC ergo

A health insurance policy is a financial safety shield that protects you and your family during medical emergencies. It comes with several benefits such as paying your medical bills including pre and post-hospitalization expenses, protect your savings and get tax benefits. Buy the best Medi claim policy from HDFC ERGO which will help you manage the rising medical costs during emergencies and have below features:

• Cashless Networks: 13,000+ across India

• Tax Savings: Up to ₹ 75000

• Renewal Benefit: Health Check-up within 60 days of Renewal

• Claim Settlement Rate: 1 Claim/Minute

Key Features

·        Secure Benefit: It is a big opportunity to all Get the 2X coverage from Day 1.

·        Plus Benefit: You can get the 100% increase in coverage after 2 years of insurance.

·        Restore Benefit: It is maximum 100% Restore on your base Coverage.

·        Protect Benefit: Best criteria is that the Zero deductions on listed non-medical expenses

 

2. Aditya Birla Activ Health Insurance

  This policy comes with an option of individual and a family floater plan that covers up to 6 members. The sum insured coverage starts from INR 2 lakh to INR 2 crore and the yearly premium starts from INR 8215. The policy provides several benefits and discounts such as coverage of modern treatments, booster rider and reassure benefits.

 Conclusion:

Here (above) we discussed about the top 5 best insurance in 2024 with low premium that can be help to us to choose the best plan to save our life with family insurances as well.

In market condition all plans are available but we need to best for our future security in any type of uncertainty risk.