25 Investment Questions You Have Been Meaning to Ask!

Sometimes the main reason you don’t ask questions of someone is because you don’t want to be sold something.  And the less you know about a subject, the more vulnerable you feel when asking questions!  But these are not good reasons to keep your questions to yourself, because how are we going to learn without asking questions?   I agree that Google is often helpful, but it is generally not personal enough and doesn’t provide a direct response to your question in a way that relates to the individual…to you…rather than a generic response to everyone who is asking.

We want to directly answer your questions about Financial planning software Orlando. Many of the questions below have multiple answers.  And many times there is not a bad answer, it is just that there might be a better answer if you will allow yourself to be a little vulnerable and ask someone who is an expert. We can promise you that any answers we provide will be backed up with specific information that you can use in your investment planning.

The questions below are ones that I’ve found many people ask themselves…but do not ask a financial advisor.   Do not worry about being sold something and call us.  Our approach will be to educate first and foremost.   If there is an opportunity to do business…great!

1) Do you know how your investments are really doing?  And not just ‘are they up when the market is up’?

2) Do you know if you’re getting a return that is aligned with the risk you’re taking?

3) Are you on your second marriage and maybe have kids from both marriages?  Do you have your beneficiaries and contingent beneficiaries set up properly?
   
4) If you have money, you have risk.  There are primarily three types of risks you must manage.  They are (1) inflation risk, (2) market risk, and (3) interest rate risk.  Does your investment strategy help you manage all three of these risks?

5) Do you ask yourself “How do I recover from my past financial blunders?”

6) “I think the market is rigged and I hear these ads on the radio that I can invest in the market without worrying about losing my money.”   Can these claims be true?

7) Do you trust a family member’s advice more than you should when you’re making investment decisions?

8) Do you need a trust?  “I went to a seminar and it sounded like a good idea.”

9) How do you know if you’re taking the proper amount of risk with your investments?

10) Are you getting conflicting advice from multiple sources that are credible, and is this causing anxiety around what to do and who to trust?

11) Do you find yourself bouncing from pillar to post, either doing nothing or changing course too often?

12) Are you taking investment advice from a creditable source? Do you listen to the people in your life who care about you and want the best for you, but may not always have the knowledge, tools, and experience to help your with your investments?   Should you take advice from people who are not professional investment advisors?

13) When was the last time you updated the beneficiaries listed on your 401(k), your IRAs, your life insurance policies, work benefits, etc?

14) Have you reviewed your financial advisor’s background using the government website?

15) Do you have to name your spouse as your primary beneficiary?  Could you name someone else if you prefer to do so?

16) Is your financial advisor worth what you are paying him/her? No doubt you trust your advisor and that’s a good thing.  But just as with other professional relationships you have, do you know how much you’re actually paying for investment advice?   Is it $5,000, $15,000, or more?   After all, you know what you pay your Tax Professional to prepare your taxes.  Shouldn’t you know what you’re paying your Investment Advisor for investment advice?


17) Do you do most of your own investing?  Or do you keep your money in cash because you don’t like salespeople, or being sold something?

18) Did you learn from the last investment mistake you made?

19) What would happen if you were to lose your job tomorrow and couldn’t find another job quickly and be employed again?  What kind of income
 could you create from your investments?

20) Is your portfolio prepared for a significant market correction? And if the market continues to appreciate, are you invested properly to take advantage of the upside?

21) The market’s up, the market’s down!  How do you know if it is time to keep holding on…or time to let go?

22) Do you think the market is rigged, and you should have most of your money in cash?

23) Is the creation of an investment strategy on your to-do list, and months later remains ‘yet to be done’?

24) Do you worry about the market? Do you become fearful when there is a selloff?

25) How do you define ‘success in the market’ anyway?  Gradual growth, immediate profits, long term rewards, manageable risk?

Call for a 30 minute free consultation and let’s discuss these and other questions that you have been meaning to ask.  We promise you this – you will not be asked to make any decisions during our initial discussion.  Our focus will be on explaining the options you have, and some of the opportunities and risks associated with those options.

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