We all get in a bit of a bind financially every now and then. Unexpected expenses can crop up and if you're not prepared the consequences can be quite disastrous.

Something as simple as a bounced cheque or direct debit can be enough to tip those of us already financially stretched over the edge. When something like this happens it doesn't stop here. Not only do have to think about paying whatever has bounced but you will also probably have picked up charges from both your bank and the company that you owe the money to.

One solution could be to use a credit card - this however has its drawbacks; for one thing the interest rate and for another you are tempted to spend and repay over the long term which in itself may bring on more financial stress.

Instant payday advances are quick, easy and simple - if used correctly and responsibly. The idea is that you make an application (no credit checks), when approved by payday lenders Cushtee Cash the money will hit your account in most cases on the same day and you repay when you get paid.

Yes, payday loans instant online loans can be expensive in terms of interest rate which can be around 1200% APR. This may be well worth it for people who find themselves in difficulty in the short term and who can afford to repay it when they get paid.

So how do you find a UK Payday Loan lender?

That part is easy. There are many companies with whom you can apply online very quickly. The only details you will need to divulge are often only name, address, date of birth and you will probably need to send over copies of payslips and bank statements. This is so to prove that you are employed and that the date you say you will be able to repay is correct.

As has been mentioned before, in most cases the money will be in your bank account the same day (dependent on payment method) and you are free to use it however you wish. This is not a good option for those spendaholics out there. UK Payday Loans should not be taken on lightly and are recommended only for those who genuinely need money in the short term and who can afford to repay it on the date agreed.

It should be noted that failure to do this can result in charges and a rise in the interest rate charged.