In this Days all Earth lives with credits and Credit cards!!I am traditional!!I don't like life on credit at all only bay with money in my pocket!!To be honest i don't like Banks too!!I save money at home or i give some money to my friends and family if they need to bay Car or similar!!They will be return my money when I will need it!!I only have one credit card for Internet use and debit card for travel!!When you are on road it is not good to have money in pocket!!If I gone /died in this moment/my children will be peacefully,i have no credits at all!