Credit Cards and Debt
How colorful is the inside of your wallet? Do you have a credit card in every color? They are easy to get aren't they..... If you use your credit cards and your paying your bill on time.. you might get a notice in the mail that since your such a good card holder the credit card company is increasing your card limit... YEAH>>>>
That is great news to many. Many people take that wonderful opportunity to go out and spend MORE.. after all it is like finding money..... You were not expecting it.. so it must be found money. What about you.. What would you do if your credit company increased your spending limit? Now you know to most people the idea of having more money at a finger tip is just asking for trouble... The credit card companies make it real easy for you to dig yourself deeper and deeper into debt.
People get into debt in many ways.. student loan debt, a medical emergency comes up totally unexpected. Many people just spend more money than they make with no thought of how they are going to repay it. The show hosts on those home shopping networks must get paid on commission as to how much product they can sell. The idea of Flex Pay/Easy Pay makes the item you want almost impossible to say no to..... I don't blame the credit card companies or the show hosts for anyone being in debt.... They are doing their JOB. Granted they make it easy, but it is time that those that are in debt stand up and realize that they are in debt because of some very bad choices that THEY made.
Being surrounded in overwhelming debt is like an alligator nipping at your heels. Being in debt causes all sorts of problems... it causes a great deal of stress, which is very bad for your health. It causes a terrible problem with your family life. Debt causes a ripple effect... just to name a couple of problems that overwhelming debt causes. Getting into debt was easy .. getting out of debt is going to be much harder.. but the rewards will be many.
If you admit you have a problem and have a plan and agree to stick to it…. you have come a long way in getting out of debt.
Dr. Tom Watson, the author of “The Great American Debt Opportunity: Turn Your Debt Into Wealth”, has translated his invaluable lessons into a library of 16 online courses called “Target Debt Free“. Each lesson includes an instructional video and printable worksheet to show you how to eliminate your debt and create financial independence. “Target Debt Free” is an excellent debt advice program from one of America’s top debt experts. Dr. Watson offers real debt solutions, not just debt consolidation. You can check it out here. http://tinyurl.com/kofysak
That is great news to many. Many people take that wonderful opportunity to go out and spend MORE.. after all it is like finding money..... You were not expecting it.. so it must be found money. What about you.. What would you do if your credit company increased your spending limit? Now you know to most people the idea of having more money at a finger tip is just asking for trouble... The credit card companies make it real easy for you to dig yourself deeper and deeper into debt.
People get into debt in many ways.. student loan debt, a medical emergency comes up totally unexpected. Many people just spend more money than they make with no thought of how they are going to repay it. The show hosts on those home shopping networks must get paid on commission as to how much product they can sell. The idea of Flex Pay/Easy Pay makes the item you want almost impossible to say no to..... I don't blame the credit card companies or the show hosts for anyone being in debt.... They are doing their JOB. Granted they make it easy, but it is time that those that are in debt stand up and realize that they are in debt because of some very bad choices that THEY made.
Being surrounded in overwhelming debt is like an alligator nipping at your heels. Being in debt causes all sorts of problems... it causes a great deal of stress, which is very bad for your health. It causes a terrible problem with your family life. Debt causes a ripple effect... just to name a couple of problems that overwhelming debt causes. Getting into debt was easy .. getting out of debt is going to be much harder.. but the rewards will be many.
If you admit you have a problem and have a plan and agree to stick to it…. you have come a long way in getting out of debt.
Dr. Tom Watson, the author of “The Great American Debt Opportunity: Turn Your Debt Into Wealth”, has translated his invaluable lessons into a library of 16 online courses called “Target Debt Free“. Each lesson includes an instructional video and printable worksheet to show you how to eliminate your debt and create financial independence. “Target Debt Free” is an excellent debt advice program from one of America’s top debt experts. Dr. Watson offers real debt solutions, not just debt consolidation. You can check it out here. http://tinyurl.com/kofysak
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