VA Mortgage Loan

Posted by Richard Simpson
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VA Home Loan Benefits

The Perpetual Financial Group, Inc. is a Dedicated VA Loan Provider

The VA Home Loan Guarantee Program helps veterans purchase, refinance, or build homes through VA-approved lenders like Veterans United.

Loans are backed up to $417,000 and more in some areas with low closing cost and fewer fees than conventional loans.

Packed with money-saving advantages such as no down payment requirement and no private mortgage insurance, the VA home loan also is designed specifically for the unique challenges facing service members and their familes.

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Lower Payments

Competitive rates and no private mortgage insurance requirement mean low monthly payments.

0% Down

VA home loans don't require any money down at closing - a benefit that almost no other loan can offer.

Easier to Qualify

VA home loans are designed to have easier approval for the unique situations military families face.

First-Time Buyers

VA home loans are a great option for first-time homebuyers.  More information

About VA Loans

A Rich History

The VA home loan has been used by over 18 million families. For nearly 70 years, this program has made it possible for families just like yours to experience the pride of homeownership.

In today's tough economy, the VA home loan program continues to shine brightly and forge ahead on its mission of making homeownership possible for the brave men and women who serve our country.

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$119B

Total amount of VA home loans issued in 2012

88,000

VA Loans Made to First Time Homebuyers in 2012

86%

Percentage of VA home loans in 2012 closed with $0 down

539,000

Total VA home loans guaranteed in 2012

VA Loan Eligibility

Millions Qualify

In general, a service member is eligible for a VA home loan if he or she meets any one of these requirements:

·         Served 181 days during peacetime (Active Duty)

·         Served 90 days during war time (Active Duty)

·         Served 6 years in the Reserves or National Guard

·         Is the spouse of a service member who died while in service or from a service-connected disability

YouTube VA home loan  URL:  http://youtu.be/1jAhLcfIOsA

YouTube HTML  <iframe width="560" height="315" src="//www.youtube.com/embed/1jAhLcfIOsA" frameborder="0" allowfullscreen></iframe>

 

 

 

Richard Simpson NMLS# 1068719

Mortgage Loan Officer

Perpetual Financial Group, Inc.
Lender License# 17706 NMLS# 136261

Cell: 404-788-4420

FAX: 678-262-3595

Richard.Simpson@theperpetual.com

www.theperpetual.com