FHA, VA, and USDA Loans Compared

If you are thinking about getting a mortgage and your credit isn't amazing, perhaps a government-insured home loan will fit the bill. Loans from the FHA, VA, and USDA can allow you to get a mortgage when you have a lower credit score. These types of loans also have other benefits like lower down payment requirements, reduced fees, and streamlined refinancing. If you meet the requirements for these loan programs, you will more easily be able to buy your home with less to pay upfront.