An Overview of Water Damaged Hardwood Floors and Insurance Claims

Water damage is one of the most usual problems homeowners face. It affects approximately one out of fifty houses every year. This damage is a major reason behind insurance claims. People have questions about the insurance, timelines, repairs, and the things these claims cover. Those who haven’t discussed flooring insurance with an expert alpine flooring Thousand Oaks company can learn more about it in this article.

 

Repairing a Water-Damaged Hardwood Flooring

Repairing the floor is the priority when it has been damaged. Some essential measures streamline the repairs and insurance claim. Here are a few steps to take in such a situation.

Firstly, the homeowner must take pictures of the flooring damages to include in their insurance claim to acquire the deserved compensation. When the insurance company decides to cover the damage, it hires a plumbing service or leak detectors to identify the leakage. The insurance company will pay for the leaking area instead of the whole piping system or the house. It usually covers emergency drying, and the insurance policy must include the specifics.

For instance, the insurance company can suggest hiring a water damage restoration company to finish the repair, drying, and flooring replacement process. In such a case, consulting with a professional alpine flooring Thousand Oaks company is wise because the insurance company’s vendors may not have enough experience or skills to handle hardwood flooring. Additionally, the insurance company wants to save as much money as possible, so their vendors may not work as meticulously as necessary.

Professional contractors without any association with the insurance company are likely to provide satisfactory services. Homeowners can use the insurance estimates to negotiate with the contractors to work within the budget.

 

The Time Water Takes to Damage Hardwood Floors

It takes time and effort to mitigate moisture from damaged hardwood flooring. Often, the result is a floor replacement. Water damage restoration is the only way a flooring team can help. However, they can help in various ways, but homeowners must inform them as soon as they notice damages.

It becomes necessary because wasting time means increasing water damage, restoration time, and expenses. Hence, the experts help reduce all of these factors by checking on the flooring in due time.

When facing water damages in their hardwood flooring, homeowners should consider contacting an experienced alpine flooring Thousand Oaks company to prevent further damages. There is a high chance they can avoid most problems.