LIC Online Payment – Premium Payment Options and Process

Posted by Viney Kumar
6
Oct 4, 2017
1284 Views

The LIC online payment option will save you a lot of time from visiting an LIC branch office. The service is easy to register for, and any LIC policyholder can make use of this service.

Using the online LIC payment service, one can easily make online premium payments within minutes and also check the status of their policy. This is possible for every user, whether registered or not. All that you need is an internet facility to explore the e-service options of LIC premium payment. The LIC online payment option saves one from a lot of inconveniences.

The LIC Online Payment Methods

If you are still standing is a queue to make an LIC insurance premium payment then know that the LIC of India has come up with a hassle-free LIC online payment option. This is safe, convenient and easy and lets one make the regular payment towards premium. The best part is that the premium payment can be done from anywhere and from any part of the world.

The older LIC online payment method used to make the policyholder either go through the policy premium payment trough an LIC agent or stand in queues for hours together to make the payment. This was tiring as well as very time-consuming. In order to reduce the customer’s effort, the LIC premium payment option went online. The new method of premium payment online insured that the premium could be paid any day and from anywhere.

The online payment gateway allows you to use an on-demand service and all that needs to be done to make a premium payment is to make a few clicks. The complete functions of an LIC branch are now at your fingertips. The complete instruction can be got at your home on the LIC website. This saves one from personally visiting the LIC online payment website. This makes premium payment easy and completely convenient.

When your LIC premium is due then why should you stand in a queue to make a payment? Most of us have their insurance policies from LIC, but very few are aware of the benefits that the life insurance company offers when it comes to premium payment. The modes of payment are both online as well as offline.

Online Mode:

The online method of making an LIC premium payment is simple. All that you need to do is to go on the LIC website and make a payment through NEFT or by choosing to make payment using a credit or a debit card. Alternatively, the policyholder can also make online premium payment through the authorized banks. There are franchises and merchant accounts too which let you make an LIC policy premium payment online.

Offline Premium Collection Methods

The premium payment towards your LIC policy can also be done offline. It can be done through ECS, bill pay or in the ATM.

In order to make the LIC premium payment online, the policyholder needs to log into the official page. He then needs to follow the simple steps on the web page to make a premium payment. You will have to register at the portal and complete the online registration process. This will allow you to make the premium payment. The LIC website also has an LIC pay direct option which lets you make the payment without any registration.

The online payment of premium can be made without any charges and has no hidden costs.

You will need to log in with your user name and a password, and once you complete the registration process, you will be able to log in and enroll your policy and retrieve your policy details. You can see the enrolled policies and then choose the policy for which you need to make a premium payment. You will need to click on the policy for which you need to make an online payment and select the pay and then the submit button. The premium can be paid using a credit, debit card or through NEFT payment.

So leave the old methods of making a payment towards your LIC premium. Now sit in the comfort of your home and make an online payment without worrying about paying extra charges to the LIC agent or standing in line at Life Insurance Corporation Branch for hours.
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