A Quick Overview of Bajaj Allianz Travel Insurance Student Plan

Over the years after the commencement of its operations in the vast insurance domain, Bajaj Allianz has been successful in establishing itself, thereby making it to consumers’ trust. The company offers a range of general insurance plans, including travel insurance for an individual, family, senior citizens in the family, and a student, which accompany several other travel insurance products.

Travel Insurance for Student

While planning for studying in abroad, you must enlist all the risks the upcoming journey as well as the survival may entails. The weather conditions in a foreign country might bother you causing hospitalization or any medical emergency. Any such scenario might require any of your family members or guardians visiting you multiple times. Bajaj Allianz Travel Insurance Student Plan covers all such eventualities at an affordable price. Following is a list of points of coverage under the plan:

• Hospitalization expenses
  
• Baggage loss
  
• Family visits in any unfortunate event
  
• Tuition fee and bail bonds (offered with Student Elite plan)
  
• Passport loss (offered with Student Elite, Brilliant Minds, and Scholars Guide)
  
• Dental pain (offered with Study Companion and Elite Life plan)
  
• Claim reimbursement
  
• Great packages for individual’s need
  
• International Fax and Toll-free number
  

Special Features of the Policy

Under the Travel Companion plan, the company offers a sporting gesture to the insured, namely Golfer’s Hole-in-one, which offers coverage to the insured for expenses incurred in the celebration of hole-in-one in a United States Golfer’s Association on a trip to abroad. While under the Travel Elite plan, you get coverage for burglary of your house when you are not there, expenses incurred in the event of trip cancellation or curtailment, including one illness and one accident benefit for senior citizens.

Bajaj Allianz Travel Insurance Student Plan - Policy Exclusions

When it comes to buying Bajaj Allianz Travel Insurance online, exploring the key inclusions as well as exclusions is highly recommended. In fact, you must know what coverage your travel plan offers during travelling and after landing. At the same time, knowing what your plan does not cover is also important to a large extent. Following is a list of exclusions of student travel insurance plan by Bajaj Allianz:

• Any pre-existing illness leading to a medical emergency or complications during travelling.
  
• Any medical expenses incurred after policy expiration.
  
• Mental disorder, depression, anxiety, suicide or attempt to suicide, any self-inflicted act, or any physical illness caused by alcoholism, drug abuse, etc.
  
• Any issue arising from pregnancy that leads to childbirth, abortion, miscarriage, etc.
  
• Any experimental treatment
  
• During a treatment other than Allopathy
  
• The expenses incurred for purchasing contact lenses or spectacles, crutches, hearing aids, and other external means for treatment or diagnosis
  
• Any incident resulting in loss or damages to the passport of insured during confiscation by police/security or the other authority
  
• Delay in baggage arrival while traveling to a destination in India
  
• Failure of the insured to take recommended steps to guard against loss of passport
  
• Failure of the insured to lodge an FIR within 24 hours of discovery of a loss or a copy of the report is not obtained
  

In addition to purchasing the policy, you can also go for travel insurance renewal online in a hassle-free environment.