Stop Creditor Harassment & Wage Garnishment With Albany, OR Bankruptcy Attorney

Being saddled with debt is stressful enough without creditors heaping more pressure on you. If you're being subjected to creditor harassment and you're wondering how to stop it, you need an experienced bankruptcy attorney on your side!

For the ultimate protection against relentless debt collectors, work with The Law Office of Kim Covington in Albany, OR! More details at https://www.kimcovington-bankruptcylawyer.com/

A Personal Approach

Kim and her team take a personalized and empathic approach to cases of this kind, bringing an awareness of the stress that demands for payment can have when you don't have the financial means to settle outstanding bills.

Immediate Protection

If you are seeking to start fresh financially, the firm can assist with all phases of filing for bankruptcy. Once your petition under the Bankruptcy Code has been submitted, no lenders or debt collectors can legally persist in reclaiming monies owed - you'll be immediately protected by the bankruptcy court. If you're a victim of creditor harassment, speak with one of the firm's experienced bankruptcy attorneys. Kim also offers free confidential consultations upon request.

“The constant stream of letters in the mail, calls at home and work, and mounting debt can impact every aspect of your life,” Kim says. “Debt collectors can be relentless in trying to squeeze payments out of you that you can no longer afford. At The Law Office of Kim Covington in Eugene, Oregon, I understand the stress you are under.”

The Stats

According to a study by Northwestern Mutual, the level of personal debt carried by the average American in 2024 rose to $22,713 from $21,800 with the bulk generated from credit cards and car loans. Meanwhile, Money.com reports that only 59% of borrowers have a dedicated plan in place to settle their debts.

Bankruptcy Benefits

The Law Office of Kim Covington highlights several benefits that filing for bankruptcy may bring to you. For example, submitting an emergency bankruptcy filing can stop foreclosure proceedings and prevent the repossession process for goods such as cars, any rent-to-own items, and any personal property that you've used as collateral for a debt.

Keep Those Paws Off My Pay

Kim and her team can also help prevent debt repayments from being taken directly out of your wage. A spokesperson explains, “Wage garnishments can create additional strife for hardworking people in Oregon. If a creditor is threatening garnishment or is already garnishing your wages for a debt other than spousal support or child support, bankruptcy may be the best option for you.”

In addition to creditor harassment solutions, the firm also offers expertise in asset protection and debt relief and resolution services.

Find your way back to a debt-free future with The Law Office of Kim Covington!

For more info, call 541-393-2790 or visit https://www.kimcovington-bankruptcylawyer.com/

Law Office of Kim Convington City: Eugene Address: 207 East 5th Avenue Website: https://www.kimcovington-bankruptcylawyer.com/